Bartolo & Associates

Bartolo & Associates is a small accounting firm in Mosta, in the centre of Malta. Led by Andy Bartolo, a Certified Public Accountant who is a member of the ACCA and of the Malta Institute of Accountants, it concentrates on the people who most often struggle to find attentive support: the self-employed, start-ups and small and medium-sized businesses. It is listed in our directory of accountants in Malta.

A personal practice for small firms

The idea behind the practice is simple. Andy Bartolo set out to give entrepreneurs straightforward help that makes running a business easier, explained in plain language without jargon, and to act as a partner rather than a number cruncher. Clients are treated as individuals, the team listens before advising, and the core values are a people-centred approach, getting the work right and quick, clear responses.

Pricing is meant to be easy to understand. Fees are agreed before work starts, normally as a fixed price based on the scope of the job, although hourly billing is available for anyone who prefers it. The firm handles financial information confidentially, keeps clients updated regularly and is growing, having advertised for a full or part-time accounts executive in 2026.

Bookkeeping, management accounts and payroll

Bookkeeping is the foundation of the service. Every Maltese company must keep proper accounting records under the Companies Act 1995, and the team records sales, purchases, receipts and payments, reconciles bank accounts, manages supplier and customer invoices, posts payroll and petty cash, keeps the ledgers up to date and prepares a monthly trial balance. Monthly bookkeeping is the usual recommendation, and the firm can tidy up records that have fallen behind. Management accounts and general ledger maintenance build on this to show how the business is performing.

Payroll support starts with registering employees with the authorities, help obtaining a Maltese social security number and support with work permits for staff from outside the EU. Each month the team calculates net pay, prepares payslips and bank payment files, produces standard and tailored reports and files the FS5 payment advice, then handles the FS3 and FS7 year-end statements. Advice covers income tax, social security contributions, fringe benefits and leave entitlements.

Tax, VAT and business plans

For individuals, the firm registers you with the tax authorities, prepares and submits personal tax returns, deals with social security contributions and provisional tax, and plans your affairs so you claim the allowances, deductions and credits available. For companies it prepares tax computations and annual returns, deals with the tax department on your behalf and checks whether you qualify for incentives under the Malta Enterprise Act. Help is available on an ongoing basis or for a single return. UK readers can find wider context in our guide to Malta tax for UK nationals, and freelancers moving over may find our page on working remotely from Malta useful.

On VAT, the team helps you choose the right type of registration under Maltese law, registers you with the VAT Department, prepares and files periodic returns on time and advises on reclaiming VAT where you are entitled to it. For start-ups and growing firms seeking a bank loan, a grant or private investment, it writes investor-ready business plans, prepares financial forecasts and supporting documents, and produces pitch decks and executive summaries. Its published guides cover accounting for start-ups, IT companies, and restaurants and bars.

Switching accountants and getting in touch

If your current accountant is slow to reply or hard to reach, Bartolo & Associates will contact them for you and manage the handover, so the move causes no disruption to your business. Our UK guide to relocating to Malta covers the wider practicalities for anyone setting up on the island.

The office is at 76 Triq il-Wied in Mosta, a short drive from the old capital described in our Mdina guide. To request a quote or a first consultation about bookkeeping, payroll, tax, VAT or a business plan, use the VisitMalta.co.uk enquiry form on this page and we will pass your message on to Bartolo & Associates.