Medina Asset Management

Medina Asset Management is an investment company based in Xgħajra, Malta. It is authorised and regulated by the Malta Financial Services Authority (MFSA) and licensed to conduct investment services in Malta. The firm advises on investments, manages portfolios for clients and executes trades for investors who prefer to decide for themselves.

The name honours Mdina, Malta's old capital, whose bastions have stood for centuries. The firm hopes the portfolios it builds will last in the same way, resting on solid research and long experience. If you enjoy the history, our Mdina guide covers the walled city.

Approach and values

Medina describes itself as an innovative investment company, committed to giving professional advice and managing clients' money. It builds tailor-made portfolios by selecting sound financial assets, and the portfolios are not tied to a fixed time period. The firm also supports clients with ongoing financial education.

Its stated objectives are capital protection, adequate returns, risk mitigation and a competitive fee structure. Its core values are high ethical standards and integrity, rigorous market research, employee empowerment and corporate social responsibility. Clients can book a meeting online, and the team can be contacted for reports and valuations at any time.

Advisory service

The advisory service is for investors who want a view on specific securities. Some clients already hold a security and want a report on whether to sell or keep it. Others are weighing up a security they do not yet own and want to understand its prospects before committing money.

In each case the firm researches the investment and gives a fair, objective assessment. Because every request differs, there is no set fee, though the firm promises sensible charges in line with the client's objectives.

Discretionary portfolio management

Discretionary management is the firm's main strength. You hand the day to day decisions to a professional portfolio manager, who chooses the funds, sets the mix and rebalances over time. It is open to private individuals and companies, with no minimum amount, although a larger sum allows more diversification.

You choose between an income strategy, which pays out the interest received, and an accumulator strategy, which reinvests it. The portfolio is then built around your appetite for risk, from cautious, with more fixed income, to adventurous, with more equities. The firm works with 18 international fund houses, among them BlackRock, Janus Henderson, Franklin Templeton, Pictet and Vanguard. Diversification reduces risk but does not guarantee that capital is secure.

Fees are mainly linked to performance, so no performance fee is charged unless the benchmark is beaten. There are no exit, switching or rebalancing fees. You can invest a lump sum and top up later, or invest in monthly or quarterly instalments, and you receive regular reports and valuations, with extra copies on request at no charge.

Execution only service

Execution only suits informed investors who already know what they want to buy or sell. The firm carries out the instructions without giving recommendations, for private or corporate clients. Fees depend on the number of trades, plus an administration fee. Share prices and market activity data are provided on request, and a list of funds paying income or reinvesting interest is available to choose from. Clients must be financially literate to use it.

Visiting and getting started

The office is on Dawret ix-Xatt in Xgħajra, open Monday to Friday from 08:00 to 17:00, with Saturday appointments possible. If you are weighing up a move to the island, our Malta relocation guide and financial services in Malta page set out the wider picture, and you can compare other firms in our financial advisors in Malta directory. To ask about an account, use the VisitMalta.co.uk enquiry form on this page and we will pass your message to Medina Asset Management.