BOV

Bank of Valletta, known as BOV, is one of the best known banks in Malta, and this entry covers its BOV Centre location at Triq il-Kanun in Birkirkara. Birkirkara is the island's most populous town and sits between Valletta and the northern resorts, so it is a convenient spot for residents and new arrivals who want to deal with a bank in person.

The bank has served customers since 1974 and is licensed in Malta, with authority to provide services across the EU and EEA under the passporting regime. It appears in our directory among the banks in Malta and the mortgage advisors in Malta.

The BOV approach is built around putting customers first and being active in the community, with published commitments on customer service, sustainability and environmental, social and governance matters. For a visitor, that means a bank with a long local record, a large network of ATMs and branches, and a mobile app that handles most routine tasks without a trip into town.

Everyday accounts and cards

Personal accounts include a savings account for customers aged 16 and over, with a minimum deposit of €200 or the equivalent in other accepted currencies, and no limits on withdrawals. There is also a current account for bills and day to day spending, a basic payment account, an overdraft account for managing cash flow, and a young savers account for anyone under 15, which a parent, grandparent or guardian can open.

Students and graduates have their own packages, and cards range from debit cards and the BOV Cashlink Visa card to credit cards, including the premium Skypass credit card with a higher limit. Accounts can be run through the mobile app, internet banking, debit cards or branches. Joint accounts can only be opened at a branch, and the bank offers an IBAN finder and validator for sending money. New arrivals planning a move can read our guide to relocating to Malta from the UK alongside this page.

Home loans and financial advice

BOV provides home loans and personal financing, with online calculators to estimate how much you could borrow. Its Home Finance Hubs give one to one guidance through a home loan application, and its Financial Well-being Centres offer resources and personalised advice on stability and growth. Lending is subject to the bank's criteria, and the site's published base rates are for reference only.

The wider network also includes investment centres, wealth management centres, business centres and a legal office. The group has asset management, fund services and stockbroking arms. Which of these services is available at the Birkirkara location is not stated, so ask when you enquire. For the sector as a whole, see our overview of financial services in Malta.

Insurance, retirement and tax context

BOV also offers life insurance and retirement products. Anyone arriving from the UK should check how Maltese tax rules apply to savings and pensions, and our guide to Malta tax for UK nationals is a good starting point. The bank's own tools, such as the IBAN converter and loan calculators, help with early planning.

Beyond the branch, the bank runs a customer support service, a loyalty rewards programme, a help centre and forms for reporting a lost or stolen card or disputing a transaction. A Learning Hub gives practical guides on managing, growing and protecting your money, including warnings about spotting scams, and ATMs across Malta and Gozo let you withdraw cash, make deposits and check balances.

Contacting the branch through VisitMalta.co.uk

The bank's web content is intended for residents of Malta, so overseas readers should expect identity and residence checks when opening an account. Opening hours for this location are not published on the site. Use the VisitMalta.co.uk enquiry form on this page and we will pass your message to Bank of Valletta, who can advise you directly.

It helps to say in your message whether you are asking about a personal account, a home loan, insurance or something else, and where you currently live, so the bank can point you to the right team.