Malta Business Directory
Banks In Malta in Malta
53 verified businesses · Average rating 3.3/5
Quick Answer
Banks in Malta offer comprehensive financial services including business accounts, international transfers, and wealth management, with 53 verified businesses and an average 3.3/5 rating reflecting varied service quality.
About Banks In Malta in Malta
Malta's banking sector operates under strict EU and Maltese regulatory frameworks, overseen by the Malta Financial Services Authority (MFSA). Local banks provide services tailored to both EU and non-residents, with multilingual staff and digital banking options. While larger international banks like HSBC and Bank of Valletta dominate, smaller institutions offer niche services. The 3.3/5 average rating suggests mixed experiences, with top-rated options like Sparkasse Bank Malta plc excelling in customer service. Fees and requirements vary, so comparing offerings is essential for optimal financial solutions in Malta's competitive market.
UK businesses, expats, and visitors utilise Maltese banks for diverse needs: setting up corporate accounts, managing cross-border transactions, or accessing investment opportunities. Expats often seek accounts for salary payments and property purchases, while visitors may require multi-currency services. The sector's presence in Sliema and Go caters to high-demand areas, with Sliema SLM 1601 being a key hub. Despite the average rating, many institutions offer specialised services for non-residents, including tailored savings accounts and international mortgage solutions, making Malta an attractive financial gateway for Mediterranean operations.
Local Malta expertise is critical due to the island's unique regulatory landscape, tax incentives, and bilingual requirements. Maltese banks understand residency rules, compliance for non-residents, and EU directives like PSD2, ensuring smooth account setup and avoiding costly mistakes. Local advisors navigate cultural nuances and bureaucratic processes, saving time and reducing risks for UK businesses and expats establishing financial footholds in Malta.
Verified Banks In Malta in Malta
Qormi Branch
VFJ9+853
ECCM Bank plc
230/231 "The Adelaide"
Sparkasse Bank Malta plc
WG65+9CF
HSBC
10 Triq Fisher
NBG Bank Malta
124 Tower Road
Bank of Valletta p.l.c. ATM - Ħal Lija
WC2W+RRC
Novum Bank Limited (NBL)
The Emporium
FCM Bank Ltd.
Birkirkara BKR
FIMBank plc
Mercury Tower
Izola Bank plc – Corporate Lending, Factoring, Personal Savings, Term Deposits
4 Castille St
Central Bank of Malta
Castille St
APS Bank Rabat
Is-Saqqajja Ir-Rabat
Bank of Valletta p.l.c. - Birżebbuġa Branch ATM
11 Triq il-Bajja s-Sabiħa
APS Bank Paola
Paola
APS Bank Zejtun
Żejtun
APS Bank Qormi
70 Triq San Bastjan Ħal Qormi
MeDirect Bank
Triq Tigne'
IIG Bank (Malta) Ltd.
Qui-Si-Sana Seafront
BOV ATM Zurrieq
RFJF+FWX
APS Bank Sliema
226
APS Bank Mosta
9 Rotunda Mosta Mosta
HSBC Rabat Branch
VCM3+976
Bank of Valletta p.l.c. - BOV Centre
Triq il-Kanun Zone 4
BOV ATM
VCRR+MMG
APS Bank St Paul's Bay
Mosta Road St Paul's Bay
Lombard Bank Malta p.l.c.
225 Tower Road
BOV Luqa Branch
VF5Q+PRJ
Atm Bov
WFFG+V5M
APS Bank Birkirkara - Tower Street
Tower Rd
BOV Branch Marsaxlokk
RGRV+FWR
APS Bank Skyparks
Skyparks Business Centre Ltd - Level 1 Malta International Airport plc
APS Bank Attard
Triq Santa Katarina
HSBC Birkirkara Branch
1 Naxxar Road
HSBC Qormi Branch
VFPG+852
Bank of Valletta p.l.c. - Ħaż-Zabbar Branch
63 Triq is-Santwarju
APS Bank Gozo
Triq Taħt Putirjal
APS Bank Valletta
17 Triq Ir-Repubblika Il-Belt Valletta
HSBC Zurrieq Branch
38 Triq Il-Kbira
Multitude Bank (Malta) plc
120
APS Hub
Triq Mikiel Ang Borg San Ġiljan
Bank of Valletta p.l.c. - Sliema Branch ATM
WG74+8J9
Hsbc Gzira Fr
55 Triq Ix - Xatt
BOV
VGX4+FVQ St. Michael Bastion
Bank of Valletta p.l.c. - Tal-Ibraġ Branch
33 Triq Ta' L-Ibraġ
BNF Bank plc (Head Office)
203
HSBC Bank Malta
78 Triq ir-Repubblika
Bank of Valletta p.l.c. - Il-Belt Valletta Branch
41 Republic St
Bank Of Valletta
184 Triq In-Naxxar
Bank of Valletta p.l.c. - Mosta Branch
WC5G+V3C
Bank of Valletta p.l.c. - Gzira Branch
216 Triq l-Imsida
Showing top 50 of 53 verified businesses
Frequently Asked Questions
What documents are needed to open a bank account in Malta as a non-resident?▼
Typically, you'll need passport proof, address verification, and source of income documentation. Corporate accounts require additional business registration papers. Requirements vary by institution, so consulting with local experts is advisable.
Are Maltese banks safe for UK businesses?▼
Yes, Malta's banks are regulated by the MFSA under EU directives, offering deposit guarantee schemes up to €100,000. Top-rated institutions like Sparkasse Bank Malta plc demonstrate robust security and customer service standards.
Do Maltese banks offer multi-currency accounts?▼
Many banks, including Bank of Valletta and HSBC Malta, provide multi-currency accounts for businesses and expats, facilitating international transactions and reducing currency exchange fees.
What are the typical fees for business banking in Malta?▼
Fees vary based on services, with monthly maintenance charges, transaction fees, and international transfer costs. Local banks often offer competitive packages for EU businesses, so comparing 53 verified options is essential.
Can UK expats get mortgages from Maltese banks?▼
Yes, Maltese banks offer mortgages to expats, requiring proof of income and residency status. Lenders assess applications individually, with some offering favourable terms for property purchases in prime locations like Sliema.