RS2
Global Payments Processing Technology · Fort Road, Mosta MST 1859, Malta
Enquire through VisitMalta.co.ukServices, hours and details last checked against RS2's own published information.
RS2 p.l.c. is a global payments processor and technology provider with its Maltese base at RS2 Buildings on Fort Road in Mosta and a second Maltese office on Mgarr Road in Xewkija, Gozo. It supplies cloud-native card issuing, acquiring and merchant payment technology to banks, fintechs and merchants in more than 40 countries. Business enquiries go through the VisitMalta.co.uk form on this page and we will pass them to the company.
RS2 sits behind a great many card payments that people never see. It is a global payments processor and technology provider, and its customers include banks, financial institutions, acquirers, independent sales organisations, software vendors, payment facilitators, fintechs and merchants. Its Maltese base is in Mosta, with a second office in Xewkija on Gozo, and the group is quoted on the Malta Stock Exchange.
For UK readers, RS2 is best understood as a technology business rather than a high-street name: it provides the platform that lets a bank issue cards, lets an acquirer accept them, and lets a merchant take payments online or at a till. On VisitMalta.co.uk it appears with the other IT companies in Malta.
History and scale
RS2 was founded in 1988 in Frankfurt, Germany, as a core banking software provider. It expanded into eastern Europe in 1991 and into western Europe and the Middle East in 1996, and it listed on the Malta Stock Exchange in 2008. A second business line, managed services, arrived in 2012, followed by expansion into Latin America in 2013, Asia Pacific in 2015 and the United States in 2018.
A third business line, merchant payment solutions, started in 2020 alongside the acquisition of Kalicom. In 2021 RS2 received an e-money licence from the German regulator BaFin, expanded its German team for merchant solutions, grew its US processing team and extended its business in Argentina, Mexico, Indonesia, Singapore and Australia. The group's current direction is a 360-degree ecosystem that goes beyond payments.
The headline figures are large: 31 billion transactions a year, 8,600 authorisations a second, customers in more than 40 countries, and a place among the top 20 acquirers' technology choices. The company's experience stretches over 35 years. Readers curious about how listed technology and finance firms fit into the island economy can read our overview of financial services in Malta.
What RS2 offers
The core product is a fully customisable, cloud-native payments platform that supports issuing and acquiring, clearing and settlement, e-commerce, point of sale and value-added services. Customers can plan, design and shape their own payment processes, and the platform covers major card networks and preferred local payment methods so that a business can accept payments from customers in different markets.
RS2 serves distinct groups. Banks and financial institutions use the technology to run issuing and acquiring across borders. ISOs and ISVs, meaning sales organisations and software vendors that resell payments, get a modular platform with a single API integration to design their own payment ecosystem and speed up time to market. Fintechs and payment facilitators use it to launch new products quickly, and merchants gain card acceptance, processing, point of sale and online payments from one provider.
Developers can create an account to reach an API library and a sandbox environment, which means they can test integrations before going live. RS2 also offers managed services and payments as a service for customers that prefer the company to operate processing on their behalf, and a dedicated smart processing unit supports that model.
Payments orchestration and insight
The group publishes thought leadership on topics such as payments orchestration, which means coordinating several payment providers and routes through one layer so a business keeps control of the payments value chain, and on the rise of business-to-business marketplaces. Whitepapers, a newsroom, events and an annual general meeting round out the information available to shareholders and customers.
For anyone running an online business from Malta, the same issues apply: which methods to accept, how to settle funds and how to reduce failed transactions. The iGaming in Malta guide looks at one sector where payment performance matters particularly.
People and leadership
The management team has a long record with the company. Radi Abd El Haj, who joined in 1997 as a project manager, is chief executive and an executive director. Ulrike Schäffter is Group Chief Product Officer, Antoine Cutajar is Group Chief Technology Officer, David Amato is Group Chief Implementation Officer and Fiona Ciappara Cascun is Group Chief Financial Officer. Gideon Fourie leads commercial activity, Jens Mahlke is Group Chief Operating Officer, and Luke Micallef Capello leads AI and automation.
RS2 invites applications through a careers section and describes its values as innovate, collaborate and empower. People considering a move to work in Maltese fintech can start with our Malta relocation guide and our Malta tax guide for UK nationals.
Offices and how to get in touch
The Maltese registered office is at RS2 Buildings, Fort Road, Mosta MST 1859, and a second office is at Mgarr Road, Xewkija XWK9014, on Gozo. Mosta is a short drive from the walled city in our Mdina guide and from the capital in our Valletta guide, while visitors to the sister island can use our Gozo guide to plan the trip. Beyond Malta the group has its headquarters in Frankfurt and offices in Denver, Manila and Amman.
Investors have a dedicated investor relations team for questions on financial performance. If you are structuring a payments or technology company in Malta and need advice on setting up and tax, see our featured partner CLA Malta and our summary of the Malta corporate tax structure.
To make a business enquiry, use the VisitMalta.co.uk enquiry form on this page and we will pass your message to RS2.
Questions about RS2
What does RS2 do?
RS2 is a global payments processor and technology provider. Its cloud-native platform supports card issuing and acquiring, clearing and settlement, e-commerce, point of sale and related services for banks, fintechs, merchants and payment businesses.
Where are RS2's offices in Malta?
The Maltese registered office is at RS2 Buildings, Fort Road, Mosta MST 1859, and there is a second office at Mgarr Road, Xewkija XWK9014, on Gozo. Opening hours are not published.
Is RS2 a listed company?
Yes. RS2 p.l.c. is quoted on the Malta Stock Exchange, where it listed in 2008, and it has an investor relations team and publishes financial statements and annual general meeting information.
When was RS2 founded?
RS2 was founded in 1988 in Frankfurt, Germany, as a core banking software provider. It later added managed services, merchant payment solutions and expanded in the Americas and Asia Pacific.
Who are RS2's customers?
Customers include banks, financial institutions, acquirers, independent sales organisations, software vendors, payment facilitators, fintechs and merchants, across Europe, the Middle East, the United States, Latin America and Asia Pacific.
How do I contact RS2 through VisitMalta.co.uk?
Use the enquiry form on this page and explain what you need. VisitMalta.co.uk will pass your message to RS2, and the company will reply to you directly.
Practical information
RS2 p.l.c. has its Maltese registered office at RS2 Buildings, Fort Road, Mosta MST 1859, and a second Maltese office at Mgarr Road, Xewkija XWK9014, Gozo. The group's headquarters is in Frankfurt, with further offices in Denver, Manila and Amman. Opening hours are not published. Business enquiries can be sent through the form on this page, and VisitMalta.co.uk will pass your message to RS2.
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The details on this page were correct on 25 October 2026, as published on the RS2 website. Services, prices and hours can change, so please confirm when you enquire.