APS Bank

APS Bank has a branch on Republic Street, the long main street that runs through the heart of Valletta, and this listing gives its address as 17 Triq Ir-Repubblika. Customers of the Valletta branch can use a cashier service, a cash machine and a deposit machine, and a Cashere APS ATM stands further along the same street at number 267. The bank has served Maltese customers since 1910 and counts among the oldest banks on the islands.

Its head office is the APS Centre on Tower Street in Birkirkara, which has a separate page in our directory for the APS Bank Birkirkara Tower Street branch. If you are comparing lenders, our list of banks in Malta shows the other names you are likely to meet.

A community bank with a long record

For over a century APS has presented itself as a community bank. Its mission is to make banking simpler and more personal, guided by social, economic and environmental progress, and its values are excellence, authenticity, passion, inclusion and a contemporary outlook. It is also a member of FEBEA, the European Federation of Ethical and Alternative Banks and Financiers.

Regulation is spelled out plainly. The Malta Financial Services Authority regulates APS Bank plc as a credit institution under the Banking Act 1994 and for investment services under the Investment Services Act 1994, and the bank is registered as a tied insurance intermediary. For a wider picture of how banks, funds and insurers fit together on the island, read our overview of financial services in Malta.

Accounts, cards and loans

Personal customers can choose from current and savings accounts, deposit and term deposit accounts, a student account and a range of cards, all managed through the myAPS internet and mobile banking platform. Open banking services are available too. Borrowers can look at personal loans, home loans, a green home loan, eco loans and two student options, Booost and StudentAssist, and the website includes a home loan calculator. Business customers have business banking, a green term deposit and business loans.

A virtual assistant called AVA helps people book a first appointment, a help centre offers round-the-clock documentation, and the contact centre takes calls from 8am to 9pm every day. People settling in Malta will find the practical steps around paperwork and housing in our guide to relocating to Malta from the UK.

Opening times and special arrangements

From 1 October to 14 June, branches open from 8.30am to 2pm on Monday to Thursday, until 4pm on Friday with tellers closing at 2pm, and from 8.30am to 12.30pm on Saturday. From 15 June to 30 September they open from 8.30am to 2pm on weekdays and 8.30am to noon on Saturday. Branches close on public holidays, Easter Monday and 26 December, and on certain Tuesdays set aside for staff training they open at 10am, with 2 November, 17 November, 1 December, 15 December and 29 December still to come this year.

Customers aged 60 or over and holders of the EU Disability Card are served first on weekdays between 8.30am and 9.30am. Every branch also runs an autism friendly hour from 1pm to 2pm on weekdays, with dimmer lighting, less noise and static images on screens.

Around Republic Street

A visit to the branch fits neatly into a day in the capital. Our Valletta guide covers the sights, and the nearby St John's Co-Cathedral and the views from the Upper Barrakka Gardens are a short walk away. Visitors planning a stay can browse hotels in Valletta, while business owners who want financial advice close by can look at AE Business Advisors.

To ask APS Bank about an account, loan or investment, use the VisitMalta.co.uk enquiry form on this page and we will pass your message to the bank.