Atlas Insurance
Personal and Business Insurance Group · 419 Ta' Xbiex Seafront, Ta' Xbiex XBX 1021, Malta
Enquire through VisitMalta.co.ukServices, hours and details last checked against Atlas Insurance's own published information.
Atlas Insurance is one of Malta's leading insurance groups, with its head office at 419 Ta' Xbiex Seafront and branches across Malta and Gozo. It covers cars, homes, rentals, travel, health and dental, pets, boats, bicycles, e-scooters, life and pensions and businesses, and offers protected cell facilities to international insurers. Enquiries can be sent through the VisitMalta.co.uk form on this page.
Atlas Insurance ranks among Malta's leading insurance groups, with roots going back more than a century and a network of offices and agents spread across the island and Gozo. Its head office sits on the Ta' Xbiex seafront, and its slogan, People you can trust, reflects a focus on personal service through local branches, live chat and around the clock emergency lines. For UK readers moving to Malta it is one of the obvious places to insure a car, a home or a family's health, and it appears in our directory of insurance providers in Malta.
A Maltese group with a long history
Atlas has operated for over 100 years. Its modern form dates from the late 1990s, when four family run insurance agencies joined forces as Atlas Insurance Agency, and today the flagship company is Atlas Insurance PCC Limited. By the end of 2025 the group served more than 129,000 customers, had settled over 78,000 claims and paid out more than €28 million that year, and its gross premium income had grown beyond €140 million across local and international business.
In 2006 Atlas began offering protected cell facilities, which let businesses write insurance within the EU through a ring fenced cell of Atlas Insurance PCC rather than setting up a full insurer of their own. Its staff also provide finance, compliance, IT, HR and marketing support to those cell clients. Our overview of Malta's financial services sector explains why the island attracts this kind of business.
Insurance for individuals and families
The personal range covers motor, travel (including annual multi trip policies), home and HomeLet for landlords letting property, pet, boat, health and dental, and life and pensions. Two newer products, iCycle and iScoot, insure bicycles and e-scooters, and each has its own claims route and set of frequently asked questions. Personal motor and home customers earn and redeem Lava Rewards points on their policies.
Help in a crisis is a strong point. Atlas RoadAssist runs 24 hours a day and comes free with every comprehensive motor policy, or at a reduced cost with other covers. HomeHelp, free with every HomePlan policy, provides emergency assistance at home, and a separate line arranges emergency hospital admission after hours for health clients. Newcomers sorting out a car and a home at the same time may find our UK guide to relocating to Malta useful alongside a quote.
Business cover and employee benefits
For companies, Atlas provides business insurance across a range of commercial risks, employee assistance programmes, and insurance management for clients using its protected cell services. Many of the people working on commercial accounts hold business degrees, and a growing number also have insurance qualifications, while risk management, health and safety and loss adjustment are common specialisms within the team.
The people behind Atlas
The group employs well over 250 people, a substantial number of them fellows or associates of the Chartered Insurance Institute in London, the professional body many UK readers will recognise. People are treated as the group's greatest asset, and values of integrity, honesty and fairness shape recruitment, which is open to school leavers, graduates and experienced professionals alike. Atlas also runs internships that rotate students through several departments with full training. It also sponsors local sport, including a partnership with Melita FC dating back to 2009 that was recently renewed for three more years, and a monthly Atlas Youth Athlete award.
Branches and how to get in touch
Alongside the Ta' Xbiex head office, Atlas runs 12 branches and works with 39 tied intermediaries throughout Malta and Gozo, so help is rarely far away. Branches include Mosta, Naxxar, St Paul's Bay and Rabat, close to the old capital described in our Mdina guide. Ta' Xbiex itself is a quiet waterfront district beside Gżira, a short walk from the hotels of Sliema and Gżira.
Live chat with the personal insurance team runs on weekdays and on Saturday mornings. If you would like a quote or have a question about cover, send a note through the VisitMalta.co.uk enquiry form on this page and we will pass it to Atlas Insurance for a direct reply.
Questions about Atlas Insurance
Where is Atlas Insurance's head office?
The head office of Atlas Insurance PCC Limited is at 419 Ta' Xbiex Seafront in Ta' Xbiex. Atlas Healthcare Insurance Agency Limited is close by at 50 Abate Rigord Street, and there are branches in many other towns.
What insurance does Atlas offer individuals?
Atlas covers motor, single trip and annual travel, home, HomeLet for landlords, pets, boats, health and dental, life and pensions, and bicycles and e-scooters through its iCycle and iScoot products.
Does Atlas offer emergency help?
Yes. Atlas RoadAssist runs 24 hours a day and is free with every comprehensive motor policy. HomeHelp is free with HomePlan policies, and health clients have an after hours line for emergency hospital admission.
How big is Atlas Insurance?
Atlas has operated for more than 100 years and had over 129,000 customers at the end of 2025. It runs 12 branches, works with 39 tied intermediaries and employs well over 250 people across the group.
What are protected cell facilities?
Since 2006 Atlas Insurance PCC has let businesses write insurance within the EU through a separate cell of its company, with Atlas staff providing back office support such as finance, compliance and IT to those clients.
When are Atlas branches open on Saturdays?
On the last Saturday of every month all branches open from 8.30am to 1pm, and the Ta' Xbiex head office opens from 8.15am to 12.30pm. Live chat also runs on Saturday mornings.
Practical information
Atlas Insurance PCC Limited has its head office at 419 Ta' Xbiex Seafront, Ta' Xbiex, and Atlas Healthcare Insurance Agency Limited is nearby at 50 Abate Rigord Street. Branches operate in Birkirkara, Bormla, Ħaż-Żebbuġ, Mosta, Naxxar, Paola, Rabat, San Ġwann, SkyParks, St Paul's Bay and Ta' Xbiex. On the last Saturday of each month the branches open from 8.30am to 1pm and the head office from 8.15am to 12.30pm. To ask about a policy, send your details through the enquiry form on this page and VisitMalta.co.uk will pass them to Atlas.
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The details on this page were correct on 25 October 2026, as published on the Atlas Insurance website. Services, prices and hours can change, so please confirm when you enquire.