Jatco

Jatco is an insurance brokerage with its head office on the waterfront at Ta' Xbiex Marina, a short drive from Valletta. A broker is an intermediary: it does not write policies itself, but compares insurers for you, arranges the cover and helps when something goes wrong. Jatco serves private individuals and companies, and it has a second business line that most Maltese brokers do not offer, the creation of protected cell structures for insurance activity.

The firm is listed on VisitMalta.co.uk in our directory of insurance providers in Malta. Its own site is aimed at people living in Malta and in EU and EEA countries, and at companies registered there, so it suits UK nationals who have already relocated rather than visitors on a short break.

History and regulation

Jatco began in 1987 as a tied intermediary, meaning it sold on behalf of particular insurers. In 1998 it received a licence from the Malta Financial Services Authority to work as an independent insurance broker under the Insurance Distribution Act. In 2013 it was converted into a protected cell company, a structure that keeps the assets and liabilities of each cell separate from the core.

The group now runs two entities: Jatco Insurance Brokers PCC Ltd for broking and Jatco Insurance Managers PCC Ltd for insurance management. Jatco also belongs to WING, an international network of independent brokers, which lets it place risks in markets that are not always open to Maltese buyers. Readers interested in how the sector fits into the wider economy can see our overview of financial services in Malta, and our explainer on Malta's corporate tax structure covers the tax side of using the island as a base.

Insurance for businesses and professionals

On the commercial side Jatco lists gaming, manufacturing, pharmaceutical, financial services, general business operators and marine among the sectors it covers. For professionals and companies in financial services the product list includes professional indemnity, directors' and officers' liability, cyber risk, business interruption, employers' and public liability, contractors all risk, accident and health, employee benefits and risk management.

Jatco works with organisations of every size, from start-ups to large groups, and for professionals such as lawyers, notaries, architects, engineers, accountants, auditors, contractors, retailers, hoteliers, consultants and registered investment advisers. If you are still forming a company, our page on CLA Malta's company and tax services shows another local firm that handles set-up work.

Personal cover and claims

Private clients can arrange travel, home, motor, health and yacht insurance. My365, the firm's local arm in Mosta, is described on the My365 branch page. Yacht owners based at the marina will find the Ta' Xbiex head office close to their berths, and our page on Creek Developments at the Msida and Ta' Xbiex marina describes the waterfront nearby.

Claims are dealt with through separate motor and non-motor teams, and the site has a dedicated page for starting a claim. Jatco also publishes practical articles, for instance on what to do after an accident when driving abroad and on preparing premises for autumn storms.

Lloyd's, London and protected cells

Jatco is both a broker at Lloyd's and a Lloyd's coverholder. As a broker it connects clients to the specialist market for complex risks. As a coverholder it can offer Lloyd's backed cover with local authority, which speeds up decisions. A London office at 2 Seething Lane gives the team direct access to the international insurance market, a useful link for UK firms.

The cell business is the firm's other distinctive offer. Jatco builds custom cells for brokerage activity and manages relationships with insurers, while the managing entity runs the infrastructure and protects the integrity of each cell. It also supports insurance-linked securities, a way of passing insurance risk to investors through a regulated vehicle, with work split into risk structuring, capital matching and ongoing management.

Visiting the Ta' Xbiex office

The head office is at The Reed Centre, Blue Harbour, Ta' Xbiex XBX 1027, and keeps weekday hours from 08:30 to 17:00. Ta' Xbiex sits on Marsamxett Harbour between Gżira and Msida, and the Valletta guide shows what is on offer in the capital a few minutes away.

Cover is priced individually through a quote. To get started, use the VisitMalta.co.uk enquiry form on this page and tell us what you want to insure or the claim you need help with, and we will pass your message to Jatco.