GoSecure

GoSecure Ltd is a small insurance office in St Paul's Bay that sells cover from GasanMamo Insurance and LifeStar Insurance. The small team has more than 25 years in the service industry, and its approach is built around listening, explaining the options and letting customers choose at their own pace. The company name reflects the aim that clients can Go Secure. It is listed in our directory of insurance providers in Malta.

How the team works

The office describes five steps. First it greets you, whether you call in, phone, email or use social media. It then listens to your needs, guides you through a number of options with as much detail as possible, lets you decide, and finally makes it happen by taking the hassle out of arranging the policy. The aim is a personal service in which people come as clients and end up as friends.

Alongside insurance, the company also offers travel arrangements and marketing services, and a personal accident policy is among its products. Because it works with one insurance group, its advice is limited to those insurers' products, so you may wish to compare with other providers such as Atlas Insurance before you decide.

Regulation and who it is for

GoSecure Ltd, enrolment number C97883, is authorised under the Insurance Distribution Act as a tied insurance intermediary for GasanMamo Insurance Ltd and LifeStar Insurance plc. Both insurers are authorised under the Insurance Business Act and regulated by the Malta Financial Services Authority.

The business is aimed at people living in Malta and at risks located in Malta, so it suits UK expats who have moved here, owners of Maltese property and boat owners. Our relocation guide for UK movers explains the practical steps of settling in.

Motor, home and boat cover

Motor insurance is compulsory for any vehicle used on the roads of Malta and Gozo. The three levels are third party only, third party fire and theft, and comprehensive, which adds accidental damage, glass breakage, medical expenses, a replacement car, child seat cover and roadside assistance. Private cars, motorcycles, collectors' vehicles, commercial vehicles, low-powered vehicles and self-drive vehicles can all be insured, and young drivers who want to insure a car in their own name can use a dedicated scheme. Premiums depend on factors such as the car's year, horsepower and the driver's age, and a certificate of motor insurance is issued once the premium is paid.

Home insurance covers buildings and contents, with extras such as a 24-hour emergency home support service, tracing leaks, lost keys and alternative accommodation. Boat insurance is required by law for boats above a minimum engine size and covers small craft, yachts and motor boats, with third-party liability and optional comprehensive cover, including for chartered use. Our guide to things to do in Malta shows where a boat can take you.

Health, travel, landlord and business cover

Health insurance includes plans designed for foreigners who need cover for Identity Malta applications, such as the single permit, the nomad residence permit and the Malta Permanent Residence Programme, as well as an international plan for worldwide cover. Benefits include hospital charges, specialist consultations, scans, ambulance charges, emergency dental care and repatriation.

The business policy is for owners who put their time, energy and money into a company. Travel policies are for Malta residents making a round trip from and back to Malta, in basic, standard and executive tiers, with cover for baggage, cancellation, emergency medical costs and lost passports. Landlord insurance includes optional rent guarantee, multi-dwelling policies cover the common parts of apartment blocks, and a business policy protects commercial premises. Read more on setting up in Malta in our guide to financial services.

To ask about a quotation, use the VisitMalta.co.uk enquiry form on this page and we will pass your message to the office.