Joseph Debono

Joseph Debono runs a local insurance office in Mellieħa, the hilltop town in the north of Malta, acting as a tied insurance intermediary, or TII, for the MAPFRE group in Malta. A tied intermediary works on behalf of particular insurers and arranges their policies, much like a dedicated agent in the UK, so clients deal with a familiar face in their own town while the cover itself comes from MAPFRE.

For people living in the north of the island, including expatriates who have settled in and around Mellieħa, that means a walk-in office for questions, renewals and new policies rather than a call centre. On VisitMalta.co.uk the office is listed in our directory of insurance providers in Malta, and newcomers can read about the town in our Mellieħa guide.

Which MAPFRE companies he represents

The office is tied to two MAPFRE companies. MAPFRE Middlesea p.l.c., company number C-5553, which appears on some group pages as MAPFRE Malta, is authorised by the Malta Financial Services Authority to write both general and long-term insurance under the Insurance Business Act. MAPFRE MSV Life p.l.c., company number C-15722, is authorised by the same regulator for long-term business. Both are supervised by the MFSA, Malta's financial regulator, roughly comparable to the FCA and PRA at home. Readers who want the bigger picture can see our overview of Malta's financial services sector.

Joseph Debono is one of a network of MAPFRE tied intermediaries spread across Malta and Gozo. The group also sells through appointed agencies, including Bonnici, England, Laferla, MelitaUnipol, PostaInsure and Montaldo, and through BOV and APS bank branches. Choosing a tied intermediary in your own locality simply means your policy is arranged and serviced close to home, with the same MAPFRE products behind it and a qualified person to talk to about renewals and changes.

General insurance cover

On the general insurance side, MAPFRE's range covers motor, home, travel, health, boat and business policies. For someone settling in Malta, the usual first steps are car insurance for a locally registered vehicle and cover for a rented or purchased home, and Mellieħa's harbour and bays make boat insurance a common request too. Business owners can ask about protection for premises and trading activity. MAPFRE's general insurance team is made up of qualified professionals, and the office can talk you through the options available for your situation.

If you are planning a move, our UK guide to relocating to Malta explains the wider practical steps, and remote workers will find context in our guide to living in Malta as a digital nomad.

Life, pensions and savings

Through MAPFRE MSV Life, the office can also arrange long-term products: pensions, protection policies, savings plans and investment products. These are the policies people tend to review at major life events, such as buying a home, starting a family or approaching retirement. The office can explain how each product works, while the decision on what suits you remains your own, and anyone weighing up tax questions as a UK national can start with our Malta tax guide for UK nationals.

Visiting the Mellieħa office

The office is at 73 Karizia Building on Triq Ġorġ Borg Olivier in Mellieħa. It opens on weekday mornings from 9am to 1pm, with evening hours from 4pm to 7pm on Mondays, Tuesdays, Thursdays and Fridays, and on Saturday mornings until noon, except the second Saturday of each month. Sundays are closed.

Mellieħa is also a pleasant place to combine an appointment with a day out, close to the sands covered in our Golden Bay guide and to Popeye Village on the bay below the town. To ask about a quote, a renewal or a claim, use the VisitMalta.co.uk enquiry form on this page and we will pass your message to Joseph Debono's office.