ACCORD Insurance Brokers

ACCORD Insurance Brokers PCC Ltd. works from Old Bakery Street in Valletta, a few minutes on foot from the main sights of the capital. As a broker, its job is to help individuals and organisations find and arrange insurance, rather than to underwrite policies itself, and the firm covers both personal and commercial lines.

Anyone living in Malta, buying a boat or running a business here will need local cover at some point, and a broker in the capital is a convenient place to start. Our directory of insurance providers in Malta lists other insurers and brokers for comparison, and this page explains what ACCORD offers.

Insurance for individuals and families

The personal range covers motor, home, household goods, travel, boat, health and life insurance. Each is a separate line with its own questions, so a broker can be useful when you have several things to arrange at once, for example a new car, a flat and a boat after a move to the island.

Motor insurance is usually the first thing a newcomer needs, and home insurance and cover for household goods follow once you rent or buy. Boat insurance is relevant in a country with so many marinas and moorings, and travel insurance matters for trips off the island. Health and life insurance sit alongside these for people who want to protect themselves and their families. The brokers can explain what each type of policy is for, and the wording of any policy sets out what it covers.

If you are planning a move, our guide to relocating to Malta from the UK covers the other practical steps, and our guide to Malta tax for UK nationals covers the tax side.

Insurance for businesses and professionals

The commercial range is wide. It includes art insurance, bar and night club insurance, cleaning contractors, clinic and hospital insurance, condominium insurance, engineering and construction, environmental insurance, event insurance, insurance for professionals, IT insurance, music and entertainment, office insurance, restaurant and take-away insurance, school insurance, security insurance and shipping insurance.

That spread reflects the Maltese economy, where hospitality, construction, shipping, technology and professional services all matter. A company that is setting up on the island will usually need cover for its premises, its activities and its people, and one broker handling several lines can simplify that. Our financial services in Malta overview explains the wider sector, and our guide to corporate tax in Malta is a useful read for founders.

For help with the books or the legal side of a new venture, our directory also lists Advocates Primei, a Malta law firm and Accurit Accountancy close to the capital.

Claims assistance and the PCC structure

ACCORD lists claims assistance as a service in its own right. When something goes wrong, a broker can help you collect the paperwork, put the claim to the insurer and keep it moving, which is often the point at which people value having someone on their side.

The firm's name includes PCC, which stands for protected cell company, a structure available under Maltese law. It also has a section on its website about the PCC. If you want to know how the structure works in practice, include that in your enquiry.

Visiting the Valletta office

The office is at 141 Old Bakery Street, Valletta VLT 1447. Our Valletta guide describes the capital, and the hotels in Valletta page shows places to stay nearby. If you have time after a meeting, St John's Co-Cathedral and the Upper Barrakka Gardens are both a short walk away.

Opening hours are not published, so contact the brokers before you visit. Use the VisitMalta.co.uk enquiry form on this page and we will pass your message to ACCORD Insurance Brokers, who will reply to you directly.