LifeStar Insurance
Life Insurance and Pension Provider · Testaferrata Street, Ta' Xbiex XBX 1403, Malta
Enquire through VisitMalta.co.ukServices, hours and details last checked against LifeStar Insurance's own published information.
LifeStar Insurance is a Maltese life insurer with its headquarters on Testaferrata Street in Ta' Xbiex and an office in Rabat, Gozo. It has operated in Malta for over 60 years and offers protection plans, savings and investments, retirement plans and health insurance in partnership with Bupa. Enquiries go through the VisitMalta.co.uk form on this page.
LifeStar Insurance is a life insurer that has served Malta for over 60 years, and its headquarters on Testaferrata Street in Ta' Xbiex is only a few minutes from Sliema and Valletta, which our hotels in Sliema and Valletta guide pages cover. It focuses on cover for the long term: protecting a family's income, building savings, investing over time and paying for retirement. A separate group company arranges health insurance in partnership with Bupa.
For a UK reader, the company is a reminder that Malta has its own life and pension market, regulated locally by the Malta Financial Services Authority. It is listed in our directory of insurance in Malta, and the sections below explain what it offers.
A company with roots going back to 1965
The business started as British American Insurance, established in Malta in 1965. In 1995 GlobalCapital p.l.c. was registered, its shares were listed on the Malta Stock Exchange in 2001, and in 2003 the regulator authorised a Class I licence covering life and annuity business. A Class III licence for linked long-term business followed in 2007, and the group went through a major restructuring from 2018.
Investar became the majority shareholder in 2016, the business rebranded as LifeStar in 2020, and in 2021 LifeStar Insurance plc became a listed company with a public share offer and a subordinated bond issue. The group is a financial services provider with specialist subsidiaries that bridge life protection, health insurance and investment growth. The company holds €156M in total assets.
Protection, savings and retirement plans
Protection plans pay out financial support for loved ones if something happens to the policyholder. Savings and investment products let customers build capital over time, and retirement plans include PENSION Plus and PENSION Pro for those planning ahead. Two products are singled out as innovations: the Cancer Care Plan and the Real Life Plan, a universal life product.
Britons who are moving to Malta, or who already live here, may want to compare these plans with arrangements they hold in the UK, and our Malta relocation guide and Malta tax guide for UK nationals set out the wider financial picture.
Health insurance with Bupa
Health cover is provided through LifeStar Health Ltd, which has been the country representative for Bupa in Malta since 1971. Bupa is an international health insurer present across the globe, and the Malta arrangement gives customers access to its private health cover through LifeStar.
The health pages of the website route customers on to Bupa Malta.
How the company works with customers
LifeStar sells through a large network of tied insurance intermediaries, who give personalised and flexible service in towns around Malta. The company has moved towards digital working, with electronic policy issuance, digital signatures and paperless processes. It also serves customers in Italy and San Marino, though this page is about the Maltese business. Its stated values are innovation and know-how, a customer-centred approach, digital transformation and profitability, and its mission is to be the local market leader through a personalised approach.
The group's investment approach aims to preserve capital and assets while keeping enough liquidity and seeking returns for customers and shareholders. For the sector overview, see our guide to financial services in Malta, and broker AIB Insurance Brokers Limited is listed in our directory.
Offices and getting started
The headquarters is on Testaferrata Street in Ta' Xbiex, open Monday to Thursday from 08:00 to 17:00 and Friday from 08:00 to 14:30. A second office on Triq San Ġużepp Labre in Rabat, Gozo, is open by appointment only, so anyone on the sister island should plan ahead, and our Gozo guide is useful for the trip. Accountants such as A4 Services Limited are also listed nearby.
To begin, use the VisitMalta.co.uk enquiry form on this page, say whether you are interested in life, savings, retirement or health cover, and we will pass your message to LifeStar, who will reply to you directly.
Questions about LifeStar Insurance
Where is LifeStar Insurance based?
The headquarters is on Testaferrata Street in Ta' Xbiex, beside Gżira and close to Sliema and Valletta. There is a second office in Rabat, Gozo, which is open by appointment only.
What kinds of cover does LifeStar offer?
It offers protection plans, savings and investment plans and retirement plans, including PENSION Plus and PENSION Pro. Health insurance is available through a group company that represents Bupa in Malta.
How long has the company operated in Malta?
It has served Malta for over 60 years. Its origins lie in British American Insurance, which was established in Malta in 1965, and the business adopted the LifeStar name in 2020.
Is LifeStar regulated?
Yes. LifeStar Insurance plc is regulated by the Malta Financial Services Authority, which authorised its Class I licence for life and annuity business in 2003 and a Class III licence for linked long-term business in 2007.
Who provides the health insurance?
Health cover comes through LifeStar Health Ltd, which has acted as the country representative for Bupa in Malta since 1971. Customers interested in private health insurance can ask through the enquiry form.
What are the headquarters opening hours?
The Ta' Xbiex headquarters is open Monday to Thursday from 08:00 to 17:00 and on Friday from 08:00 to 14:30. The Gozo office in Rabat is open by appointment only.
Can I buy plans through an intermediary?
Yes. The company works through a large network of tied insurance intermediaries who give personalised service. You can also ask for a quote through the enquiry form on this page and we will pass it on.
How do I contact LifeStar through VisitMalta.co.uk?
Use the enquiry form on this page, choose whether you need life or health cover and describe what you need. We pass your message to LifeStar, who will reply to you directly.
Practical information
The headquarters is on Testaferrata Street, Ta' Xbiex XBX 1403, open Monday to Thursday from 08:00 to 17:00 and on Friday from 08:00 to 14:30. A Gozo office on Triq San Ġużepp Labre in Rabat, Gozo, is open by appointment only. To ask about a plan, use the enquiry form on this page and VisitMalta.co.uk will pass your message to LifeStar.
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The details on this page were correct on 25 October 2026, as published on the LifeStar Insurance website. Services, prices and hours can change, so please confirm when you enquire.