Peak Insurance Brokers, Birkirkara

Birkirkara is one of the largest towns in the centre of Malta, and Peak Insurance Brokers keeps a branch there on Triq Brared. It is one of three offices run by the firm, alongside a head office in Santa Venera and a branch in Naxxar. For residents of the central towns, and for UK owners of property or vehicles in the area, it gives a local place to deal with a broker rather than an insurer's call centre.

Peak is an independent broker, which means it works for the client and compares what several insurers will offer instead of selling one company's range. It has been trading since 1996 and is regulated by the Malta Financial Services Authority, one of the bodies described in our overview of Malta financial services. Its directors are Leslie D. Borg, Managing Director, and Joseph Cremona, Executive Director.

What the Birkirkara branch handles

The branch takes general enquiries and claims, the two options shown for it on the firm's contact page. In practice that covers the same product range as the rest of the firm: a motor policy for a car, bike or van, buildings and contents cover for a home (buyers with a mortgage can also see Alecta Advisors), private medical plans, boat and yacht insurance, travel policies and commercial cover for businesses, and firms setting up can ask CLA Malta about company services.

You can also start a renewal here. The broker reviews the cover you already hold and then checks the market for new terms, which can be worth doing each year rather than accepting whatever the previous insurer proposes. For banking nearby, see APS Bank in Birkirkara. Owners with property in Malta who live in the UK may want to read our guide to Malta tax for UK nationals as well when they review their annual costs.

Insurance lines at a glance

Motor cover runs from comprehensive to third party only, which is the legal minimum, and extends to motorcycles, mopeds, scooters, trucks and taxis. Home cover suits owners, tenants and landlords, and can protect buildings, contents or both against fire, theft, storm, flood and accidental damage.

Marine cover is arranged for everything from dinghies to superyachts, and travel cover is offered as single trip or annual multi-trip plans. Business customers can ask about professional indemnity, public liability, employer's liability, commercial property and business interruption. Specialist policies such as contractors all risk, pet, personal accident and life insurance are available too.

If you are comparing brokers before you choose, our insurance directory for Malta lists other firms such as AIB Insurance Brokers, and our Malta relocation guide explains the wider steps involved in settling on the island.

Claims and support

After an accident or a loss, Peak manages the claim with the insurer for you and presses for a fair, timely settlement. The firm's website sets out what to do after a car accident in Malta, including the bumper to bumper form for minor front-to-rear collisions with no injuries, and it advises taking photographs and not admitting liability at the scene.

Its services are generally provided at no direct cost to the client, since the insurer pays commission when you take out a policy, and the broker discloses its remuneration if you ask.

Opening hours and finding the branch

The Birkirkara branch is at 55 Triq Brared. From 15 June to 14 September it is open on Monday and Tuesday from 8.30am to 4pm and on Wednesday, Thursday and Friday from 8.30am to 1.30pm. From 15 September to 14 June it opens on Monday, Tuesday and Thursday from 8.30am to 5pm, and on Wednesday and Friday from 8.30am to 1.30pm. Any irregular hours are announced on the firm's social media pages.

If you are staying on the island, our guide to where to stay in Malta helps you pick a base within easy reach of the central towns.

Starting an enquiry

Tell us what you want to insure, whether that is a car, a home, a boat, a health plan or a company, and which branch suits you. Use the VisitMalta.co.uk enquiry form on this page and we will pass your message to Peak Insurance Brokers, who will reply to you directly.