APS Bank

Most APS branches close in the early afternoon, so the SkyParks branch stands out: it keeps office hours from nine until five on weekdays. It is inside the SkyParks Business Centre at Malta International Airport in Luqa, which makes it a practical stop for travellers, airport-based workers and anyone who prefers to bank before or after a flight.

The bank has served Maltese customers since 1910 and describes itself as the community bank in Malta. This entry sits in our directory of banks in Malta. It explains how the airport branch works, what services the bank provides and what a UK reader needs to know before visiting.

Finding and using the SkyParks branch

The branch is on Level 1 of the SkyParks Business Centre, within the airport complex. It has no cashier service, so the visit is built around appointments, an ATM and a deposit machine. The bank gives two hours of free parking to customers who have booked an appointment, which takes the pressure off a short meeting. Appointments can be requested through the bank's website, and online evening appointments are available on request.

Hours are nine to five, Monday to Friday, in both summer and winter, unlike the rest of the network, which closes earlier in the day. The Contact Centre answers every day from 08:00 to 21:00 and can help if you are still abroad. Anyone arriving on a flight from the UK can check the options in our guides to flights to Malta and Heathrow to Malta, or the Gatwick to Malta route.

Money for newcomers and returning residents

APS provides current and savings accounts, an online account, term deposits, student accounts and a range of cards. Foreign currency deposits are available in pounds sterling, US dollars, Australian dollars and Canadian dollars, which is useful for people who keep money in both countries. The bank publishes daily indicative exchange rates, including the pound, and sets a €1,000 minimum to open a fixed foreign currency deposit.

Cards, loans and open banking connections are all listed on the bank's website, and the myAPS internet and mobile service lets you manage accounts from abroad. A Help Centre with 24 hour support and a virtual assistant called AVA answer common questions, and a chequebook can be ordered through the app or by calling the Contact Centre. For people who split the year between Britain and Malta, that remote access matters as much as the branch itself.

New arrivals can arrange an appointment to talk through which account suits them. Our relocation guide for UK arrivals and Malta tax guide for UK nationals explain the practical side of making the move.

Loans, investments and business services

Borrowing options include personal loans, home loans, a green home loan and eco loans, with an online calculator for home loans. If you would like a second opinion on a mortgage, see Alecta Advisors. The bank's investment team provides execution only, advisory and discretionary services, covering shares, bonds, funds and pensions, with a free financial planning service.

Business customers can open accounts, borrow for capital investment and set up merchant acquiring for card payments. The wider group, including its head office at the APS Centre in Birkirkara, appears in our entry for APS Bank Birkirkara.

Regulation and getting in touch

APS Bank plc is regulated by the Malta Financial Services Authority as a credit institution and for investment services, and is registered as a tied insurance intermediary. The website is aimed at residents of Malta. The bank also supports community causes and describes its purpose as social, economic and environmental progress, which shows in its green home loan, eco loans and green term deposit, so ask the team if you want a sustainable choice.

To contact the SkyParks branch, use the VisitMalta.co.uk enquiry form on this page and we will pass your message to the bank.