Bank of Valletta

Bank of Valletta, usually shortened to BOV, is one of the best-known names in Maltese banking, and this listing covers its branch and ATM point at 98 Triq San Pawl in San Pawl il-Baħar. The town is what most UK visitors call St Paul's Bay, a lively resort and residential area, so the machine is handy for holidaymakers staying nearby who need euros in cash.

The bank has served the island since 1974 and presents itself as the bank of choice in Malta. This page lists the location in our directory of banks in Malta, and it explains what the group offers so that you know what to expect before you arrive.

What the ATM network offers

BOV describes its ATMs as the place to withdraw cash, make a deposit, check an account balance and more. For a visitor from the UK, the simplest use is withdrawing euros with a debit or credit card. It is worth asking your own UK bank about foreign withdrawal charges and exchange rates before you travel, since those depend on your card provider and not on BOV.

The group also maintains branches for in-person service, investment centres, business centres, wealth management centres, financial well-being centres, home finance hubs and a legal office. Not every one of these will be at every location, and the website does not say which services are available at San Pawl il-Baħar, so check with the bank before making a special trip. Anyone wanting personal help opening an account or applying for a loan can book an appointment.

Everyday banking with BOV

On the personal side, BOV offers everyday banking accounts, children and youth accounts, and student and graduate packages. Joint accounts can only be opened from a branch. Cards include debit cards such as the Cashlink Visa card, credit cards, and the Skypass credit card, which is a premium option with a higher credit limit. Pay by mobile is also available, and a lost or stolen card form sits on the website.

Financing covers home loans and personal financing, with online calculators for each, and the group also offers life insurance and retirement products. A learning hub explains how to manage, grow and protect your money, including a warning feature on spotting scams. If you are moving to the island, our guide to relocating to Malta explains the practical steps, and the island's banking sits within the wider picture in our overview of financial services in Malta.

Regulation and the BOV Group

Bank of Valletta p.l.c. is a public limited company licensed by the Malta Financial Services Authority to carry out the business of banking under the Banking Act and investment services under the Investment Services Act. It is also enrolled under the Insurance Distribution Act as a tied insurance intermediary for Mapfre Malta p.l.c. and Mapfre Msv Life p.l.c., all of which are regulated by the MFSA. The bank is licensed in Malta and authorised to provide its services across EU and EEA jurisdictions under the EU passporting regime.

The group's wider activities include asset management, fund services and stockbroking, plus work in the community and on environmental, social and governance matters. The public website is written for residents of Malta, so UK visitors should treat it as a guide to the bank rather than an invitation to open an account from abroad.

Visiting San Pawl il-Baħar and sending a question

San Pawl il-Baħar is a convenient base for the north of the island. The hotels in Qawra and St Paul's Bay are close by, and from here you can read our Mellieħa guide for the beaches further north, and our Valletta guide for the capital. For ideas on how to spend your days, see our list of things to do in Malta.

If you have a question about this location or the services BOV provides, use the VisitMalta.co.uk enquiry form on this page and we will pass your message on. For other local banking options, our directory also lists APS Bank in Birkirkara on Tower Street.