Bank of Valletta

Bank of Valletta, usually shortened to BOV, is among the best-known names in Maltese banking, and this directory entry lists its Tal-Ibraġ branch at 33 Triq Ta' L-Ibraġ in Is-Swieqi, a residential town north of Sliema and close to St Julian's. The bank has been serving customers since 1974 and offers personal, business and investment services across Malta and Gozo.

A local branch is useful for anyone who prefers to deal with a person, and new arrivals in particular often want to sit down with someone before setting up accounts. If you are choosing between lenders, our directory of banks in Malta is a good place to compare, and the closest alternative with its own entry is APS Bank Birkirkara Tower Street.

Accounts, cards and everyday banking

BOV groups its personal current accounts into everyday banking accounts, children and youth accounts, and student and graduate packages. Joint accounts can only be opened at a branch, so couples moving here together should plan to visit in person. The bank issues debit cards, including the BOV Cashlink Visa card, a range of credit cards with a premium Skypass option offering a higher credit limit, supplementary cards and pay-by-mobile payments.

Customers can also use the BOV mobile app, an IBAN converter for turning a local account number into a valid IBAN, and loan calculators for home and personal borrowing. Newcomers sorting out their paperwork can read our guide to relocating to Malta from the UK, and anyone with income on both sides of the border should look at the Malta tax guide for UK nationals.

Loans, insurance and investing

For borrowing, BOV offers home loans, personal financing and business loans, and it runs Home Finance Hubs where applicants receive one-to-one guidance through a mortgage request. Insurance and retirement products sit alongside, and the bank is enrolled as a tied insurance intermediary for Mapfre Malta p.l.c. and Mapfre Msv Life p.l.c. Investment Centres, Wealth Management Centres, Business Centres and a Legal Office are among the other places customers can be referred to.

BOV Asset Management, BOV Fund Services and BOV Stockbroking belong to the same group. Anyone needing help with accounts, tax or company formation before opening a business account may also contact A4 Services Limited, a local accountancy firm in the directory, or read our overview of financial services in Malta.

Digital banking and financial know-how

Beyond the branch, BOV offers internet and mobile banking through its app, so routine payments and checks do not need a visit. Its online Learning Hub is organised around four themes: managing your finances, growing your finances, financing your dreams and protecting your money, the last of which includes advice on spotting scams. Financial Well-being Centres offer personalised guidance for people who want to talk through their position with a person, and appointments can be reserved online.

The bank also publishes a Customer Charter, a tariff of charges and fee information documents, interest rate tables and indicative exchange rates against the euro, which include sterling. Exchange rates are for guidance, are not updated on weekends or public holidays, and current rates can be obtained at any branch.

Regulation, guidance and nearby places

Bank of Valletta p.l.c. (company number C-2833) is licensed by the Malta Financial Services Authority to carry on the business of banking under the Banking Act and investment services under the Investment Services Act. Its licence is passported across the EU and EEA, although the website is written for residents of Malta.

Around Swieqi, families can look at Agenda Bookshop or language courses at AM Language, while those who live on the coast can find a stay on our page for hotels in Sliema. To ask BOV a question, use the VisitMalta.co.uk enquiry form on this page and we will pass your message to the bank.