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HSBC Malta

Retail Bank, Accounts and Loans · L-Imġarr, Malta

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Current and savings accountsPremier and Advance bankingDebit and credit cardsHome loansInvestment planningLife and travel insuranceOnline and phone bankingForeign exchange

Services, hours and details last checked against HSBC Malta's own published information.

HSBC Malta is the local retail bank of the HSBC group, and this entry is listed at 10 Triq Fisher in L-Imġarr, in the north-west of the island. It provides current and savings accounts, cards, home loans, investment planning and insurance, with online and phone banking beside its branches. Enquiries go through the VisitMalta.co.uk form on this page.

HSBC Bank Malta is the Maltese arm of the HSBC group, and this entry places it at 10 Triq Fisher in L-Imġarr, a village in the north-west of the island close to Golden Bay. The bank runs a complete retail service for people living and working in Malta: everyday and savings accounts, debit and credit cards, home loans, investment planning and insurance, with online, app and telephone banking alongside its branches. Its head office is on Mill Street in the Central Business District of Qormi.

UK readers will know the name, but the Malta business has its own website written for customers here. Choosing a bank is usually one of the first practical jobs after arrival, so it helps to compare the options in our directory of banks in Malta and to read our guide to relocating to Malta from the UK before you visit a branch.

Accounts for everyday life

HSBC arranges its personal current accounts in tiers. HSBC Premier is the top tier and HSBC Advance sits beneath it, with separate accounts for graduates and for students, a Basic Bank Account, and a switching service for people who want to move their banking across from another provider. Savers can choose between a standard savings account, an online savings account and a term deposit. Customers with money in other currencies can look at the bank's international currency accounts and its foreign exchange service.

Students who open an HSBC Student Account by 31 October 2026 and pay their stipend into it can claim €70 cashback, subject to terms and conditions. If you are weighing up where your income will be taxed and how to organise your accounts, our Malta tax guide for UK nationals sets out the background, and remote workers will find banking notes in the digital nomad guide to Malta.

Cards and spending abroad

The Premier debit card is built for travel and is accepted in millions of outlets worldwide. Holders pay no charge to take cash from ATMs in Malta or overseas, although the owner of a machine belonging to another bank may add a fee, and the card comes with travel insurance and purchase protection. The Advance debit card is open only to Advance customers, and there are also an International debit card and a fee-free card for customers aged 13 to 25.

Credit cards include Premier, Advance, Mastercard and Visa options, with supplementary cards for family members. After you apply, the new card and PIN normally arrive separately within seven working days, though postal delays can add time. If a card goes missing, the bank asks you to call straight away at any hour so it can be cancelled immediately. People who commute between the UK and Malta can plan trips with our guide to flights from the UK to Malta.

Home loans, investing and insurance

Borrowing products include the Classic Home Loan, buy-to-let and HomeOwner loans, personal, car, home improvement, student and energy efficiency loans, and an overdraft. For savings and retirement the bank offers wealth management and financial planning, unit-linked investments, locally managed funds such as Malta government bond funds, and workplace and retirement pension plans. Insurance covers life, critical illness, loans, travel and buildings.

Product decisions are best talked through in person with a Financial Planning Adviser or Premier Relationship Manager at a branch. To see how banks, fund managers and insurers fit into the wider economy, read our overview of financial services in Malta, and for a second opinion on local banking compare APS Bank in Birkirkara.

Banking by app, phone or in person

Online banking and a mobile app handle day-to-day tasks, and a Secure Key device generates short-lived one-time codes to protect transactions. The bank also offers mobile alerts, mobile top-ups and phone banking. Premier customers can reach a representative at any hour, Advance customers from 8am to 6pm, and Retail customers from 8am to 4pm, Monday to Saturday excluding public holidays. If you would rather meet someone, you can request an appointment and the bank will call you back to arrange a visit to the branch you choose.

Complaints can be made in English or Maltese. The bank acknowledges them within 48 hours and aims to reply within ten working days, and unresolved cases can go to the Arbiter for Financial Services. Business owners who also need company set-up or tax support can look at CLA Malta, and anyone staying near L-Imġarr can plan a day out with water sports at Golden Bay. To ask HSBC about any product, use the VisitMalta.co.uk enquiry form on this page and we will pass your message to the bank.

Questions about HSBC Malta

What does HSBC offer in Malta?

HSBC Bank Malta offers current and savings accounts, debit and credit cards, personal and home loans, wealth management and financial planning, pension plans and insurance. Customers can bank in branches, online, through the mobile app or by telephone.

Where is this HSBC listing?

This directory lists HSBC at 10 Triq Fisher in L-Imġarr, Malta. The bank's head office is separate, at 80 Mill Street in the Central Business District of Qormi. Opening hours for this location are not listed, so use the enquiry form to ask.

Can I open an account if I am moving from the UK?

The bank invites new customers to apply online or to request an appointment at a branch. What you need depends on your circumstances, so send your questions through the enquiry form on this page and we will pass them on.

What should I do if my card is lost or stolen?

Call the bank at once. Once a card is reported it is cancelled immediately, and a replacement card and a new PIN are posted separately, normally within seven working days. Postal delays can lengthen that time.

How do I make a complaint?

Customers using online banking can send a secure message under Help and support. Others can use the bank's complaint form or call. Complaints can be in English or Maltese, are acknowledged within 48 hours, and the aim is a reply within ten working days.

How do I contact HSBC through VisitMalta.co.uk?

Fill in the enquiry form on this page with your name, your contact details and your question. VisitMalta.co.uk will pass your message to the bank, so you do not need to search for telephone numbers or addresses yourself.

Practical information

This directory lists HSBC at 10 Triq Fisher, L-Imġarr, Malta. The bank's head office is at 80 Mill Street, Zone 5, Central Business District, Qormi CBD 5090. Opening hours for this particular branch are not listed, and telephone service hours vary by account tier, as described above. To ask about accounts, cards, loans or insurance, send your details through the enquiry form on this page and VisitMalta.co.uk will pass your message to the bank.

Location

L-Imġarr, MaltaOpen larger map →

Listed under

The details on this page were correct on 25 October 2026, as published on the HSBC Malta website. Services, prices and hours can change, so please confirm when you enquire.

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