Bank of Valletta

Mosta sits in the middle of Malta, a short run from Mdina and the northern beaches, and Bank of Valletta keeps a branch there for customers who prefer to talk to a person. BOV is the household name in Maltese banking, and a branch in a busy central town is useful for residents, second-home owners and newcomers who need a local account.

This page belongs to our directory of banks in Malta. It explains what the bank offers, using the group's published information, so that a UK reader can decide whether to get in touch before arriving. Visitors based nearby can also look at our Mdina guide, since the old capital is a short drive away.

About Bank of Valletta

BOV has put people first since 1974 and presents itself as the bank of choice in Malta, pairing a broad product range with an emphasis on service and community involvement. Its pages cover a customer charter, sustainability and environmental, social and governance reporting, a leadership team, news, and a property arm called BOV Properties.

The Mosta branch is one point in a network that spans Malta and Gozo. The bank groups its locations into branches, ATMs, investment centres, business centres, wealth management centres, financial well-being centres, home finance hubs and a legal office. The directory entry gives no list of what the Mosta branch itself contains, so treat the wider list as the group's range rather than a promise about this counter.

Personal accounts and cards

Individuals can choose between everyday banking accounts, accounts for children and young people, and packages designed for students and graduates, with a side by side comparison page. Joint accounts must be opened in a branch, which makes a local branch handy for couples relocating together.

On the card side there are debit cards, the BOV Cashlink Visa card, credit cards with supplementary cards, and the Skypass credit card, a premium product with a higher limit. Phone payments are supported, and there are dedicated routes for reporting a lost or stolen card and disputing a transaction. If you are weighing up a move, read our relocating to Malta guide and our guide to working remotely from Malta first.

Borrowing, protection and savings

BOV provides home loans, personal financing and business loans, along with calculators that estimate how much you could borrow for a house or a personal goal. Interest rates for lending and deposits are published on the site with effective dates, and tariffs of charges are available as documents. The home finance hubs offer one to one help with a mortgage application, and our listing of Alecta Advisors is an independent mortgage option less than a kilometre from Mosta.

Insurance and retirement products are sold through the bank as a tied intermediary for Mapfre Malta p.l.c. and Mapfre Msv Life p.l.c. For brokers who compare several insurers, see AIB Insurance Brokers. Savers can use deposit accounts, young savers accounts and term deposits, and the bank also runs stockbroking, fund services and asset management for investors.

Banking from the UK and rules to know

The BOV Mobile App covers everyday tasks, and the Learning Hub offers short guides on managing, growing and protecting money, including a scam awareness page. An IBAN converter helps when you need to give your account details to a UK employer or a landlord. Rates of exchange against the euro are shown online for information only, and the bank notes that the rate on an actual transaction may differ.

The bank is licensed by the Malta Financial Services Authority and can serve customers across the EU and EEA through passporting. Its website is intended for residents of Malta, so UK customers should expect euro accounts and Maltese procedures. For the tax side of living on the island, see our Malta tax guide for UK nationals, and for another nearby bank consider APS Bank in Birkirkara.

To contact the Mosta branch, use the VisitMalta.co.uk enquiry form on this page and we will pass your message to the bank.